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At Mutual Community Participating Hospitals you're fully covered for accommodation, theatre fees and all other hospital services, except for any excess, co-payments and/or limitations you've agreed to under your level of hospital cover.
Members First hospitals are selected private hospitals from our Participating Hospital network. At Members First hospitals you receive 100% cover for your hospital expenses, including accommodation*, theatre and intensive care fees. You will also receive special benefits, including a single room or money back#, free daily newspaper, local telephone calls and TV in your room.
To find a Participating Hospital:
| Search for your closest Participating Hospital by entering your state and suburb. If you select a specialty, only hospitals offering that specialty will be listed. Alternatively, you can search for a particular hospital by entering the hospital's name in full or in part. | 
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* Please note that Classic, Essential and Standard Visitors Cover give you access to shared room accommodation as a private patient in public hospitals across Australia only.
#To receive a single room for an overnight stay at any of our Members First hospitals, simply book at least 24 hours before your admission and ensure that you request a single room. If there's no single room available, you'll receive $50 a day from the hospital for every day you're not in one. This applies to any overnight admission - excluding nursing home type patients, emergencies, or where a single room is medically inappropriate. Available on most of our hospital covers.
