Family health cover options
What level of private health insurance is right for us?
Want private health insurance, but not sure which level of family health cover you need? Let us help you decide what’s most suitable for you and your family.
Top level of family health cover
If you want the highest level of family health cover, top level cover is for you.
Features:
- Comprehensive hospital cover with no exclusions on treatments such as pregnancy (childbirth) or hip or knee replacements
- Extras cover with maximum benefits for a broad range of extras services.
Suitable for:
- People of all ages wanting the best level of private health insurance available. Suitable level of cover if you have children.
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Medium level of family health cover
If you want a good level of private health insurance for the most commonly used services, this could be for you.
Features:
- Security of hospital cover, but you don’t pay for benefits you’re unlikely to need until later in life
- Extras cover with good benefits for commonly used health services.
Suitable for:
- Suitable level of private health insurance for those wanting cover for a range of services for peace of mind. Also suitable for families.
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Basic level of family health cover
If you want the security of private health insurance for the essentials. We have basic covers to suit families.
Level of cover:
- Hospital cover for services you’re most likely to use, or cover in case of an accident or emergency
- Basic hospital cover to avoid the Medicare Levy Surcharge.
Suitable for:
- Suitable for families on a budget and for those simply wanting to avoid the Medicare Levy Surcharge.
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