Ultimate Health Cover

The most comprehensive private health cover available

People who want our very best health insurance.

Hospital	Extras

	The ultimate in hospital and extras cover
	No excesses or co-payments
	$200 Gap Bonuses
	Unemployment cover
	24-hour medical advice line
	100% cover for heart screenings
	100% cover for laser eye surgery
	100% refund on health subscriptions
	Baby Care

	See the full policy details for Ultimate Health Cover hospital services
	See the full policy details for Ultimate Health Cover extras services

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Hospital	Covered
Hospital expenses
Medical expenses
Special Partner Benefits
Gap Bonus per year
Ambulance services
Health subscription refund	Health association subscriptions
Unemployment cover
Baby Care
Heart scan
Laser eye surgery
Medical advice line
You could reduce your tax

Extras	Covered
General Dental
Major Dental
Orthodontics
Living Well
Optical
Home Nursing
Physiotherapy
Chiropractic and Osteopathy
Speech Therapy
Eye Therapy
Occupational Therapy
Natural Therapies
Pharmacy
Dietary
Psychology
Podiatry
Health appliances
Travel and accommodation

Hospital	Waiting Period
Initial waiting period	2 Months
Palliative care	2 Months
Psychiatric and rehabilitation	2 Months
Pregnancy (childbirth)	1 Year
Heart scan	1 Year
Pre-existing ailments, illnesses or conditions for hospital services	1 Year
Laser eye correction surgery	3 Years

Extras	Waiting Period
Initial waiting period	2 Months
Home nursing	2 Months
Living Well	6 Months
Hire, repair and maintenance	6 Months
Major dental	1 Year
Orthodontics	1 Year
Pre-existing ailments, illnesses or conditions for extras services	1 Year
Health appliances	1 Year

Cover	Price
Single	$47.40 per week
Couple	$94.85 per week
Single Parent	$88.65 per week
Single Parent Plus	$115.15 per week
Family	$94.85 per week
Family Plus	$121.35 per week

Members transferring from other funds will have the total value of benefits paid for a service by any previous fund in the current calendar year deducted from their Annual Maximum for that same service with us. Waiting periods will apply for services not previously covered or fully completed. Prices are for stated memberships only. Prices include the 30% Federal Government Rebate and do not include any Lifetime Health Cover loading that may apply.