Accidental Damage Cover
This is our highest level of cover and provides comprehensive protection for your home and belongings. You'll receive cover for all Listed Events such as fire, theft, storm damage and water damage plus cover for accidental damage or loss.
In addition, your contents are also covered against accidental loss, damage or theft anywhere in Australia and worldwide for up to 90 days (limits apply*).
This means that you're covered when you:
- Accidentally spill paint on your carpet
- Accidentally drop your plasma television while moving it
- Lose your digital camera or iPod while on holidays overseas for up to 90 days
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Calculate the Home and Contents cover you need |
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Brochure |
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Policy booklet |
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Direct debit application form |
More Benefits
We offer great benefits and options to save you money. Among the many benefits, our members receive:
- 10% discount on Home, Car, Caravan, Boat and Trailer Insurance for all Mutual Community health members
- 15% discount on Travel Cover for all Mutual Community members
- Reduced rates for over 50s
- Coverage for your personal valuables in and out of the home anywhere in Australia or New Zealand (limits apply*)
- Alternative accommodation for up to 12 months should your house be uninhabitable following an insured event (maximum of 10% of insured value of home or contents as applicable)
Join thousands of our current members and ensure your peace of mind.
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Get a quote & buy online |
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Other Home Insurance options |
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Back to Travel, Home and Car |
* Please refer to the Policy booklet / Product Disclosure Statement (PDS) for details.
Insurance Issued by Mutual Community General Insurance Pty Ltd (MCGI) ABN 59 007 895 543, AFSL 237634. In deciding whether this is the right insurance product for you, please consider the Product Disclosure Statement and Policy which can be downloaded on this website or can be obtained by calling us on 131 243. Any advice contained is general advice only and does not take into account your individual objectives, financial situation or needs, so before acting on it you should consider the appropriateness of it having regard to your personal circumstance. Bupa Australia Health Pty Limited ABN 50 003 098 655 and Bupa Australia Pty Limited ABN 81 000 057 590 (together Bupa Australia) (trading as Mutual Community) are authorised to distribute, arrange for the issue of and provide financial product advice on this product as an authorised representative of MCGI.
