Mutual Community

Welcome to Mutual Community, providing quality health cover, travel insurance, home insurance and car insurance for over 1 million Australians.
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Comprehensive Cover

Our Comprehensive Car Cover offers top-level protection. We'll replace or repair your car in the event of an accident (even if it's your fault), theft, fire, hail or malicious damage, anywhere in Australia. Plus, any loss or damage that your car causes to another person's car or property is covered.

In addition, we'll give you one free windscreen/window replacement each year and provide new-for-old replacement on your vehicle if it is under 3 years old and damaged beyond repair or stolen (kilometre limits apply*).

Nominated Driver option

If you are aged over 25 and you choose our Nominated Driver option you receive a 7.5% discount off the base premium before taxes and government charges. You can also nominate one additional person (who is also over 25) as a regular driver of your car and you'll still be entitled to the 7.5% discount.

Nominated Driver Low Kilometres option

If you and your nominated driver (see above) drive your vehicle less than 10,000 kilometres a year, you can save a total of 15% off your base premium before taxes and government charges. This is called our Nominated Driver Low Kilometre option. For more information on these options, just ask us.

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More Benefits

We offer great benefits and options to save you money. Among the many benefits, our members receive:

Join thousands of our current members and ensure your peace of mind.

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Other Car Insurance options
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* Please refer to the Policy booklet / Product Disclosure Statement (PDS) for details.

Insurance issued by Mutual Community General Insurance (MCGI) Pty Ltd ABN 59 007 895 543. AFSL 237634. This is general advice only and does not take into account your individual objectives, financial situation or needs. A product disclosure statement is available by calling 131 243 and should be considered before making any decision about these products. BUPA Australia Health Pty Ltd ABN 50 003 098 655 (trading as Mutual Community) is an Authorised Representative of MCGI.